And remember: Always keep your username and password in a safe place where no one can find it.ĭown the road, you may wonder "Can I close a bank account online?" You can, but each bank handles it a bit differently. With your account set up, you’re all ready to begin banking online! Depending on the account and its features, you may be able to write checks, pay bills with your bank account online, set up direct deposit and more right away. If it’s your first account, you may need to do this step in person with cash or a check. You can do this from another account online or over the phone. Once you’re approved, you’ll want to put some money in your new account. If you’re not approved, you might have to go into the branch to finish the process. You can always sign in later to check on the status of your application or call the bank if you have questions. Some banks will tell you if you’re approved right away, while others might take a bit longer. In some cases you’ll have to answer a few legal questions then check a box that lets the bank collect information about you and your credit. Sometimes, submitting your application will automatically begin the approval process, but some banks might ask you to review disclosures and privacy policies first.
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